Structure deals, present F&I products, generate compliant contracts, and collect signatures — all from one screen. Faster turnaround, higher per-deal profit.
Key Features & Benefits
- Deal Structuring — Multiple payment scenarios — rates, terms, and down payments — side by side in seconds.
- F&I Products — Add extended warranties, GAP, tire & wheel, paint protection, and more to the deal with instant payment impact.
- Contract Generation — Retail installment contracts, TILA disclosures, and all compliance forms auto-generated from deal data.
- Electronic Signatures — Customers sign finance contracts on a tablet — no printing, no scanning, no filing.
- Compliance Automation — Your disclosures, privacy notices, and state forms auto-filled from your templates and tracked per deal.
- F&I Performance — Track per-deal F&I revenue, product penetration rates, and portfolio performance.
- Digital Deal Jacket — Every signed contract and disclosure filed automatically in the digital deal jacket.
- Faster Turn Times — Streamlined F&I process reduces customer wait time and speeds up delivery.
- In-House Financing — Originate and track in-house (BHPH) loans — payment schedules, fees, aging, and autopay.
What You Can Do Every Day
- Review incoming deals from sales desk — structure financing options
- Present F&I products to customers with their payment impact
- Generate and review all compliance documents before signing
- Collect electronic signatures on finance contracts and disclosures
- Submit deals to lenders and track funding status
- Monitor per-deal F&I gross and product penetration rates
- Ensure all deal jacket documents are complete and compliant
- End-of-day review — funded deals, pending contracts, compliance check
Frequently Asked Questions
Does Desk2Deal calculate payments with different lender rates?
Yes. Desk2Deal's desking tools let you compare multiple lender programs, rate markups, term options, and down payment scenarios side by side — presenting the best options to customers instantly.
How do F&I products work in Desk2Deal?
You add F&I products (warranty, GAP, protection plans) to the deal as line items and show customers the monthly-payment impact instantly — clear, transparent presentation that lifts product penetration.
Are the contracts compliant?
Desk2Deal auto-fills and tracks the compliance documents you use — TILA disclosures, privacy notices, arbitration agreements, and your state forms — from your own templates, with e-signatures and full audit trails. (We do not supply or review the legal forms themselves.)
How fast is the F&I process with Desk2Deal?
Deal data flows from sales to F&I automatically, contracts generate in seconds, and e-signatures eliminate printing and scanning time — dramatically faster turnarounds.
Does Desk2Deal track finance chargebacks?
Yes. Track product chargebacks by product type, lender, and customer. Identify patterns early — high chargeback rates on specific products indicate training needs or product-fit issues that erode F&I profitability.